The Hustler Fund, officially known as the Financial Inclusion Fund, is still empowering millions of Kenyans with loans. If you’re already a beneficiary or planning to join, knowing your loan limit and repayment balance is key.
This 2025 guide will show you how to check your Hustler Fund loan limit, balance and repayment status — all from your phone.
What Is Hustler Fund?
Launched in 2022 by the Kenyan government, Hustler Fund offers low interest loans to individuals, small businesses and groups. It’s mobile phone based so it’s perfect for everyday Kenyans who may not qualify for bank loans.
How to Check Your Hustler Fund Loan Limit
You can check your loan limit using your phone by following these steps:
Dial *254# on your phone (all networks – Safaricom, Airtel, Telkom).
Select option 1 - Hustler Fund Personal Loan.
Choose Check Loan Limit.
You’ll get an SMS with your loan limit.
Alternatively, you can use the MPesa app (for Safaricom users) or your telco’s app if supported. Go to the “Hustler Fund” section to view your loan details.
How to Check Your Hustler Fund Loan Balance
To see how much you owe:
Dial *254#.
Select option 1 - Hustler Fund Personal Loan.
Then choose Loan Status or Check Loan Balance.
You’ll get an SMS with:
Total amount borrowed
Amount repaid
Balance outstanding
How to Repay Hustler Fund Loan
Repayment is automatic via MPesa or Airtel Money. But you can also repay manually:
Go to your mobile money menu (MPesa, Airtel Money, etc.).
Choose Loans and Savings, then Hustler Fund.
Select Repay Loan.
Enter the amount you want to repay and confirm.
Tips to Increase Your Hustler Fund Loan Limit
Repay your loans on time — this builds your credit profile.
Borrow consistently (but responsibly).
Use the loan for productive activities, e.g. business or farming.